Advance Directives – Your Right To Decide

August 15, 2015

Advance Directives, also referred to as Living Wills, provide instructions to your doctors, hospital and family members on your wishes regarding life sustaining treatments. If you are in terminal condition or a state of permanent unconsciousness you have a right to decide what medical...

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Consumer Protection Resources

May 20, 2015

Free Annual Credit Report You may obtain one free credit report from each major credit bureau (Equifax, Experian, Trans Union) per year. Free Annual Credit Report Annual Credit Report Request Service PO Box 105281 Atlanta, GA 30348-5281 1-877-322-8228 Mailing Lists Removal To remove...

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The Importance of Durable Powers of Attorney

January 5, 2015

Clients frequently ask why Powers of Attorney are necessary for married couples. It is a common misconception that your spouse will be able to handle everything on your behalf, should you become incapacitated. This is simply not the case. First, let me define a...

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Medicare Hospice Benefits

March 16, 2014

What is Hospice? Hospice is a way of caring for patients who are terminally ill. Hospice is covered under Medicare Part A. Focus is on care, not cure of the patient. Eligibility requirements. Patient is eligible for Medicare Part A; The physician and hospice...

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Nursing Home Resident Rights

October 22, 2012

The critical legislation dealing with nursing home resident rights is the Nursing Home Reform Act of 1987 (NHRA), also referred to as “OBRA-87”. See 42 U.S.C. §§ 1395i-3 & 1396r. This legislation requires nursing homes that accept payment from Medicaid or Medicare to provide...

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Personal Care Home Summary

November 22, 2011

Applicable Code Sections. 55 Pa.Code Chapter 2600 Personal Care Homes 55 Pa.Code Chapter 2620 Personal Care Home Licensing Compliance. Profit and nonprofit personal care homes must comply with this rulemaking. There are 1689 licensed personal care homes in Pennsylvania (77% for profit and 23%...

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End of Life Decision Making in Pennsylvania

August 22, 2011

The following article is an overview of the federal and state laws dealing with end of life decision making. Federal Patient Self Determination Act 1990 – 42 U.S.C. 1395a(a) Applies to all health care institutions receiving Medicare or Medicaid funding. All healthcare institutions receiving...

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Retirement Account Beneficiary Designations and Planning

July 20, 2011

Written for the Pennsylvania Bar Institute SELECTING BENEFICIARIES AND MAKING DISTRIBUTIONS. Minimum distribution rules continue to apply after the participant’s death. The terms of these rules vary depending upon the Designated Beneficiary. Spouse as Sole Beneficiary. There are special rules that apply when the...

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Benefit Programs for Seniors, Individuals with Disabilities and Their Families

December 22, 2010

1.PACE and PACENET PACE and PACENET offer comprehensive prescription coverage to older Pennsylvanians, and cover most prescription medications, including insulin, syringes and insulin needles. These programs do not cover over-the-counter medicines, medical equipment or doctor, hospital, dental or vision services. There is no application...

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